Privacy Policy

Effective Date: August 17, 2026
Last Updated: August 17, 2026

Marcus Capital Insurance (“Marcus Capital Insurance,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you provide to us.

This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website, request an insurance quote, communicate with us, or use our insurance-related services.

1. Information We Collect

We may collect personal information that you voluntarily provide to us, including:

  • Name
  • Mailing address
  • Email address
  • Telephone and mobile phone numbers
  • Date of birth
  • Driver and vehicle information
  • Property and home information
  • Business information
  • Insurance history
  • Current or prior coverage information
  • Information needed to obtain insurance quotes
  • Information submitted through website forms
  • Communications you send to us
  • SMS/text messaging consent and preferences

Depending on the type of insurance requested, additional information may be necessary to obtain quotes, determine eligibility, submit applications, or service insurance policies.

We strive to collect only information reasonably necessary to provide the products or services you request.

2. Information Collected Automatically

When you visit our website, certain information may be collected automatically, including:

  • IP address
  • Browser type
  • Device information
  • Operating system
  • Pages visited
  • Referring website
  • Date and time of visits
  • Website interaction information

We may use cookies, analytics tools, or similar technologies to operate our website, understand website usage, improve our services, and measure the effectiveness of our marketing.

3. How We Use Your Information

Marcus Capital Insurance may use personal information to:

  • Provide insurance quotes
  • Compare insurance products and coverage options
  • Submit information to insurance carriers and other authorized insurance markets
  • Process insurance applications
  • Service existing policies
  • Respond to questions and requests
  • Communicate regarding quotes, applications, policies, renewals, and coverage
  • Schedule or confirm appointments
  • Provide customer service
  • Send communications you have requested or consented to receive
  • Maintain business and regulatory records
  • Prevent fraud and protect the security of our systems
  • Comply with legal and regulatory requirements
  • Improve our website and services
4. Insurance Quotes and Third Parties

As an independent insurance agency, Marcus Capital Insurance may provide information to insurance carriers, insurance markets, underwriting organizations, insurance technology providers, and other service providers when reasonably necessary to obtain quotes, submit applications, bind or service coverage, or otherwise fulfill your insurance request.

These organizations may have their own privacy practices and policies.

We do not sell your personal information in exchange for monetary compensation.

5. SMS/Text Messaging Privacy

If you provide your mobile telephone number and opt in to receive text messages from Marcus Capital Insurance, we may use your number to communicate with you regarding insurance quotes, applications, policies, customer service, appointments, renewals, and other communications you have authorized.

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.

Text messaging originator opt-in data and consent will not be shared with any third parties, except as necessary to provide the messaging service or as required by law.

We may use service providers to facilitate text message delivery. These providers may process information solely as necessary to provide services on our behalf.

Message frequency may vary. Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP. For assistance, reply HELP or contact Marcus Capital Insurance.

Consent to receive SMS messages is not a condition of purchasing insurance or any other goods or services.

6. How We Share Information

We may disclose personal information when reasonably necessary to conduct insurance business or provide requested services, including to:

  • Insurance carriers
  • Insurance wholesalers and markets
  • Managing general agencies or similar insurance intermediaries
  • Insurance rating and agency management systems
  • Service providers supporting our business operations
  • Technology and communications providers
  • Professional advisers
  • Government agencies or regulators when required by law
  • Other parties when disclosure is authorized or required by applicable law

We may also disclose information when necessary to protect our legal rights, investigate suspected fraud, comply with legal proceedings, or protect our customers and business.

SMS opt-in consent and mobile information are not shared with third parties for their own marketing or promotional purposes.

7. Cookies and Website Technologies

Our website may use cookies and similar technologies to maintain website functionality, understand visitor activity, improve performance, and support analytics.

You may be able to control cookies through your browser settings. Disabling certain cookies may affect website functionality.

8. Data Security

Marcus Capital Insurance uses reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.

However, no method of electronic transmission or storage can be guaranteed to be completely secure.

9. Data Retention

We may retain personal information for as long as reasonably necessary to provide insurance services, maintain business and insurance records, satisfy contractual obligations, resolve disputes, and comply with applicable legal and regulatory requirements.

10. Your Privacy Choices

Depending on applicable law and the nature of your relationship with Marcus Capital Insurance, you may have certain rights or choices regarding your personal information.

You may contact us to:

  • Update or correct certain contact information
  • Ask questions about our privacy practices
  • Request changes to communication preferences
  • Opt out of marketing communications
  • Opt out of SMS communications by replying STOP

Certain information may need to be retained when required for insurance, regulatory, contractual, fraud-prevention, or legal purposes.

11. Email Communications

You may request that we stop sending promotional email communications by using an unsubscribe option provided in the email, when available, or by contacting us.

Service-related communications concerning an insurance quote, application, policy, or other transaction may still be sent when appropriate.

12. Third-Party Websites and Services

Our website may contain links to or integrations with websites and services operated by third parties, including insurance carriers and insurance technology providers.

Marcus Capital Insurance is not responsible for the privacy practices, security, or content of independently operated third-party websites. We encourage you to review their privacy policies before providing personal information.

13. Children's Privacy

Our website and insurance services are not directed toward children under the age of 13, and we do not knowingly collect personal information directly from children under 13 through our website for marketing purposes.

Information concerning minors may be collected from a parent, guardian, or authorized individual when reasonably necessary for an insurance transaction.

14. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technology, services, or legal requirements.

When changes are made, the revised policy will be posted on our website with an updated “Last Updated” date.

15. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact:

Marcus Capital Insurance

Phone: 703-350-6785
Email: info@marcuscapitalinsurance.com

Website: MarcusCapitalInsurance.com